Personal Banking

We expect to deliver exceptional results because we have exceptional people, providing a wide range of personal financial benefits and friendly services for your banking pleasure. Whether you require a checking account, a personal loan, trust services or would like to take advantage of a special interest savings program, we have the experience and knowledge to help you.

Bank Services
Citizens State Bank provides a wide range of personal banking services for our customers. Make Citizens State Bank your personal banking choice.

Consumer Loans
From personal loans to automotive loans, our competitive rates and flexible repayment plans are designed with your budget in mind.

Home Loans
We can provide financing for buying that new home, repair work and room additions to increase the value of your home.

Deposit Products
Citizens State Bank features a wide variety of deposit products and interest bearing savings programs. See us today for your retirement planning.

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.