Lending Services

Consumer Loans
From personal loans to automotive loans, our competitive rates and flexible repayment plans are designed with your budget in mind.

Business Loans
Let Citizens State Bank assist you in obtaining the financing you require to support and expand your business throughout the future.

Agricultural Loans
We provide a wide range of agricultural loans for our local community and regional farmers. Citizens State Bank's loan officers will personally structure your loan to meet your individual needs.

Home Loans
We can provide financing for buying that new home, repair work and room additions to increase the value of your home.

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.