Consumer Loans

Citizens State Bank Consumer Loans

Citizens State Bank offers a full range of consumer loans and personal loans for your financial planning. If you require a loan - for whatever reason - we can accommodate your needs with a flexible repayment schedule based on your budget.

Easy Applications - Competitive Rates - Prompt Answer

Personal Loans

Are you interested in refinancing your current bills through a debt consolidation program or would you like to establish a new line of credit? Whether you want to go on vacation or pay for your child's wedding, we have a personal loan program available to you that is perfect for your requirements.

Automobile Loans

Are you looking for a new or used vehicle to replace the model you are driving now? Maybe you are purchasing your first vehicle and require financial assistance? From automobile to boat loans, from recreational vehicles to new motorcycle loans, contact us for a competitive quote and apply today through our convenient application process.

Home Improvement Loans

Home improvement loans can be an excellent investment for your future, as many repairs and additions actually contribute added value to your home. For room additions, kitchen remodeling, interior decoration or new siding and insulation, we can help you improve the quality of your life and make the changes you want. Apply for your home improvement loan today.

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.