Agricultural Loans

Farm Operating Loans and Working Capital

Citizens State Bank can provide agricultural loans and working capital to help finance the seasonal requirements of your farming operations, including inventory purchases, crop financing and receivable financing. Farm operating loans may be used for expenses such as rent, labor, seed, fertilizer, feed and taxes, through the establishment of a revolving or non-revolving line of credit with flexible annual terms to meet your operating requirements.

Farm Machinery Loans and Farm Equipment Loans

Does your farm need new farm machinery or farm equipment? Citizens State Bank can help you by providing agricultural assistance through farm machinery loans and farm equipment loans. Replace your worn-out equipment and upgrade to new farm machinery today for long-term cost savings through the use of more efficient technology. Terms are tailored to meet your cash flow needs.

Farm Real Estate Loans and Farm Livestock Loans

Are you thinking about purchasing new real estate, farmland or livestock? Citizens State Bank can help with the acquisition of new real estate and farmland for your growing business, and has a wide range of experience in the development of solution orientated plans to assist with your future expansion. See us today for real estate loans, livestock loans and friendly advice on what options and payment plans are available for you.

For more information regarding agricultural loans, farm related services and guaranteed farm loan programs, please call 815-889-4131 or Contact Us today.

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.