Citizens State Bank
Citizens State Bank
Citizens State Bank

Agricultural Leasing

What is Leasing?

Leasing is a modern method of acquiring new equipment, machinery or farm buildings with no capital investment by the user. Essentially, a lease is a written contract between the owner of the property (equipment, machinery or farm buildings) and the actual physical user, which guarantees use of the equipment or machinery for a specific time period at a fixed cost.

Leasing is currently the single largest source of funds used to acquire new equipment, with a reported eighty percent of all American companies using some form of leasing to acquire their capital equipment. Economic trends have made leasing an integral part of the budgeting process, with more businesses placing a higher value on the retention of working capital than ownership of capital assets.

At Citizens State Bank, we understand that the purchasing requirements and individual resources of our agricultural customers are each different. Through financial loan assistance, guaranteed loan programs and agricultural leasing options, we will work with you to ensure that the right solution is available for your growing business.

For more information on agricultural leasing and the benefits that it can provide to your agricultural business, Contact Us today or contact us at 815-889-4131 for immediate and friendly assistance.

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.


Citizens State Bank
36 East Jones Street, Milford, IL 60953
Telephone: (815) 889-4131
Facsimile: (815) 889-4124
Citizens State Bank Home Page
Contact Us



Illinois Community Reinvestment Notice
Copyright © Citizens State Bank. All rights reserved. Member FDIC. Equal Housing Lender